What Is Anthem BCBS Insurance?
Anthem, Inc. is one of the largest health benefits companies in the country. Anthem provides a range of health insurance products and services to individuals, employers, and government programs.
The company offers various types of health plans, including individual and family plans, employer-sponsored group plans, and government programs like Medicaid and Medicare. They also offer dental, vision, and other supplemental health products.
Anthem operates under several brand names in different states. For example, in some states, it operates under the BlueCross BlueShield (BCBS) brand. BCBS is a federation of health insurance organizations in the United States and each state typically has its own BCBS entity.
Does Anthem BCBS Cover Mental Health And Substance Use Treatment?
Yes, Anthem does offer coverage for mental health and substance use treatment as part of its health insurance plans.
Anthem’s coverage for mental health and substance use treatment may include services such as therapy, counseling, outpatient treatment, inpatient treatment, prescription medications, and other forms of behavioral health care. The specifics of coverage can vary based on the specific plan, so individuals need to review their policy documents, contact Anthem directly, or speak to a Pacific Bay Recovery admissions specialist for detailed information about what is covered under their specific plan.
If you or someone you know is seeking mental health or substance use treatment, the admissions team at Pacific Bay Recovery is here to help you understand the specific details of coverage, including any copayments and deductibles, and how applying your coverage to your treatment could be possible.
What Is The Insurance Verification Process At Pacific Bay Recovery?
After we have verified your insurance coverage, you can expect the following process:
Contact
The first step for the individual seeking treatment, or a representative on their behalf, is to contact Pacific Bay Recovery. This can be done through a phone call, email, live website chat, or by filling out a contact form on our website.
Provide Insurance Information
They will be asked to provide their insurance information, which will include details like the insurance company name, policy number, group number, and the name of the insured.
Verification
Our admissions specialists will use this information to contact the insurance company and verify the coverage. They will inquire about the level of coverage for substance abuse treatment, including services such as detoxification, inpatient treatment, outpatient treatment, therapy, and medications.
Confirmation
Once the insurance coverage details are confirmed, Pacific Bay Recovery will share details with the individual about what services are covered, any co-pays or out-of-pocket expenses, and any other relevant information.
Discuss Financial Obligations
If there are any out-of-pocket expenses, Pacific Bay Recovery will discuss payment options which may include self-payment, payment plans, or other financial arrangements.
Treatment Planning
Based on the insurance verification results, the admissions team will work with the individual to create a treatment plan that aligns with all covered services.
